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AFBS Home and Auto Insurance is underwritten by selected Aviva Canada and is administered by Hub International. *Auto insurance program not available in British Columbia, Saskatchewan and Manitoba. AFBS Group Home & Auto Insurance Program Disclosure to Members Members of the Actra Fraternal Benefit Society (AFBS) are eligible for exclusive rates on home and auto insurance through a Group Home and Auto Insurance Program administered by HUB International and underwritten by Aviva Traders. A group discount of up to 10% on automobile insurance and 10% on property insurance is available in addition to other potential discounts an individual may qualify for. At the time of purchase, AFBS Members will be asked to provide their membership organization. It is important to note that individuals have a responsibility to notify HUB International should they discontinue membership with AFBS. Those who discontinue AFBS membership will no longer be eligible for the AFBS Group Home and Auto Insurance Program discount. HUB will offer coverage through Aviva retail or an alternate insurer upon renewal. AFBS is eligible to receive financial consideration in exchange for making the Home and Auto Insurance Program available to its members and endorsing HUB International as the “Broker of Choice”. These funds are used to further develop and enhance AFBS’s offering to its membership.